Filing insurance claims after a car accident in Chicago, IL, can be an intimidating endeavor. Insurance adjusters throw around a slew of legal terms that many crash victims simply might not know. They also speak with such certainty that claimants may not be aware that they can challenge claim denials or negotiate for higher settlements.
Despite these concerns, though, many claimants want to know how to get money from a car accident without a lawyer. You can probably handle a claim regarding a minor crash without help. However, a Chicago car accident lawyer from Attorneys of Chicago Personal Injury Lawyers can be indispensable in cases involving severe injuries and permanent disabilities. Contact us today at (872) 324-4375 for a free case review.
How Attorneys of Chicago Personal Injury Lawyers Can Help After an Accident in Chicago, IL
Since 2011, Attorneys of Chicago Personal Injury Lawyers has represented accident victims and other injured people in Chicago, Illinois. Our car accident attorneys have over 30 years of combined legal experience fighting at-fault parties and their insurers for accident compensation.
Our attorneys will handle the following for you after someone’s negligent or wrongful actions cause you harm:
- Evaluating your situation and identifying possible legal claims
- Gathering evidence to support your case
- Assembling your insurance claim and attempting to settle it
- Litigating against parties who will not settle claims on fair terms
A car accident claim often requires extensive legal knowledge and experience to resolve, so do not hesitate to contact Attorneys of Chicago Personal Injury Lawyers for a free consultation to discuss how we can assist in seeking compensation for your injuries.
How Much Is My Car Accident Case Worth?
The value of your case depends on your injuries and your ability to document them. Being able to receive money from a car accident without a lawyer requires that your claim include medical records and evidence that shows the full extent of your injuries and their impacts on your life.
Often, claims adjusters will start with low-ball offers to avoid overpaying for claims. You will need to recognize these and negotiate for higher values. In some cases, however, the adjuster might outright deny your claim. You may need to present additional evidence to overcome that rejection.
What Types Of Compensation Can I Pursue?
When you file your claim, you can include evidence of economic and non-economic losses. Economic losses encompass all the financial costs of your injuries, such as:
- Past and future medical expenses
- Out-of-pocket costs
- Lost income
- Diminished future earnings
You can also seek compensation for non-economic losses, which represent the diminished quality of life you’ve experienced after your injuries. Examples of these losses include pain, suffering, and disability. The value of these losses depends on how your injuries affected your life. You will often explain these effects in a statement to the insurance company.
How Much Does A Car Accident Lawyer Cost?
Car accident lawyers typically charge contingency fees. They will work on your case without any upfront cost. If they win or settle the case, their pay will take the form of a percentage of your compensation. You’ll pay nothing if the lawyer loses.
Can I Get Money If I Partially Caused A Car Accident In Illinois?
A common insurance company tactic to avoid paying claims is to shift the blame to you. Under Illinois law, you can recover compensation as long as you bear less than 50% of the fault for your crash.
For example, suppose that you were rear-ended at a traffic light. Normally, the other driver would be 100% at fault. But you will be shouldered with 10% of the blame if you knew your brake light was burned out and failed to replace it. As a result, you’d only be able to recover 90% of your losses.
What Car Accident Injuries Can I Get Money For?
You can seek compensation for any injuries caused by a car crash, such as whiplash or a concussion. Just remember that you will need medical records from the doctor who examined you after your collision to establish causation.
What Car Accident Causes Can I Get Money For In Chicago, IL?
You can only pursue liability claims if the other driver was negligent in causing your accident. The following driving behaviors will often justify a liability claim:
- Distracted driving
- Failing to yield at intersections
- Tailgating
- Intoxicated driving
In other causes, you must show the other driver failed to exercise reasonable care when they hit you.
What Is My Deadline In Illinois For Filing A Car Accident Lawsuit?
Illinois only gives you two years to file a lawsuit for car crash injuries. If you cannot resolve your insurance claim promptly, you should speak to a lawyer.
What Steps After A Car Accident Can Help Me Get Money?
Insurance claims require documentation of the accident scene. Report the crash so the police can investigate and produce an accident report. You should also take photos of the road and both vehicles.
Contact Our Chicago Car Accident Lawyers For A Free Consultation
A crash can raise complex legal and factual issues. Contact Attorneys of Chicago Personal Injury Lawyers for a free consultation to learn how we can help you.
